BNP Paribas Personal Finance: credit solutions (mortgage lending, consumer credit, consolidation) for all projects.

In its relationship with its clients, BNP Paribas Personal Finance commits to:

  • Helping them realise their projects, whatever the scope, in healthy financial conditions.
  • Protecting their future and their capacity to invest.
  • Being their reliable adviser by forging a loyalty-based relationship.

Consumer credit

BNP Paribas Personal Finance rethinks credit by designing products that meet all client needs (classic loans, car loans, permanent accounts). It also offers complementary services (personal finance services, retail services, non-financial services), both on its own account and through partnerships. And with the web also of growing importance in the credit sector, BNP Paribas Personal Finance is the European internet-based credit leader, currently accounting for 20% of direct services and products provided (outside of point of sale)

BNP Paribas Personal Finance is in partnership with key players in distribution, together with banking establishments, insurance companies and automobile distributors. Present in 30 countries, whereof 17 in Europe, the company’s strategy based on the development of responsible lending is European and worldwide.

www.cetelem.fr

Mortgage lending

As a mortgage lending specialist BNP Paribas Personal Finance advises and guides its clients in the realisation of their projects. They offer a full range of credit products that are distributed either directly, or through intermediaries, but always in close collaboration with property professionals.

www.cetelem-immo.fr

Loan consolidation

BNP Paribas Personal Finance offers consumers a full range of loan consolidation solutions adapted to their needs and their financial situation. Clients can ask an expert to accompany and guide them throughout their project.

This service is currently available in France only. However, its development strategy is resolutely European, as are the other BNP Paribas Personal Finance activities.

www.cetelem-rachat-credit.fr

 

BNP Paribas Personal Finance developed a range of "green" loans
With this is mind, for example, working in partnership with EdF (the French national power company) enabled BNP Paribas Personal Finance to design a new type of loan to help consumers finance photovoltaic panels.