Consumer credit

BNP Paribas Personal Finance has taken a fresh approach to credit to develop products that meet the needs of its customers according to changes in society, new opportunities (government bonuses), new economic constraints (increased cost of living) and the needs that arise from these circumstances. Consumer credit can take the form of personal loans, purchase-specific loans or revolving credit. These loans are offered directly (telephone, internet), at the brand’s sales outlets or via partnerships with retailers.

“Because credit is also available on the internet, BNP Paribas Personal Finance is the European leader in online credit; it represents almost 20% of the company’s direct new business (excl. points of sale)”

Loan consolidation

BNP Paribas Personal Finance offers private individuals a range of loan consolidation solutions suited to their needs and financial situation. Any customer can ask an expert for help in managing their finances and for the best possible guidance.

It is a good idea to make the most of debt consolidation solutions before actual difficulties arise:

To understand how debt consolidation works

Key tips for good management of debt consolidation (in French)


As a credit specialist, BNP Paribas Personal Finance supports customers in their real estate ventures in several countries. The company offers a complete range of home loans, which are available either directly, or in close cooperation with professionals in the real estate market.

To find out more about the real estate market