The 4th edition of « A Question of Responsibility » has a suited name. The long-term engagement of BNP Paribas Personal Finance is validated by the Vigeo seal of quality on the new revolving credit. A report at the Centre for customers in difficulty in Marseilles shows the ability of Cetelem to prevent at risk situations. Finally, an infography shows 10 years of responsible credit indicators.

This issue is also an occasion for Thierry Laborde to analyze the current market situation and to put BNP Personal Finance activity into a global economic and social context.