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More than 50 years ago, Jacques de Fouchier created UCB and Cetelem. Founded in 1951 and 1953 respectively, these two companies gave French households access to credit to equip their homes, and become homeowners.

Photo of Jacques de Fouchier

Jacques de Fouchier
Founder of UCB and Cetelem

Photo of Baudouin Prot

Baudouin Prot
Administrating
Managing Director
of BNP Paribas

UCB and Cetelem share the same history, the same humanist vision of their mission, and, as specialists in their market, the same approach: innovation and customer relations, the culture of leadership and challenge, knowledge and expertise...and each has always striven to work towards responsible lending.

Until now evolving in two distinct environments - mortgage lending and consumer credit - UCB and Cetelem work for the same clients and in the same sector: personal finance.

So today, and even more so tomorrow, market development and client expectations are going to bring together the two worlds of Cetelem and MCIS (Métier Crédit Immobilier Spécialisé, created in 2005 and grouping together the companies of UCB, BNP Paribas Invest’immo, BNP Paribas International Buyers). This evolution has led them to unite their strengths and expertise to form BNP Paribas Personal Finance, European no.1 personal credit specialist.

The path for tomorrow…