France

Commercial brands Cetelem, Crédit Moderne, Cofinoga History and Business activities Under the Cetelem and Cofinoga brands in France and the Crédit Moderne brand in the Antilles, BNP Paribas Personal Finance provides its clients with a complete range of consumer credit – from personal loans to revolving credit, with or without a credit card, to car […]

Commercial brands

Cetelem, Crédit Moderne, Cofinoga

History and Business activities

Under the Cetelem and Cofinoga brands in France and the Crédit Moderne brand in the Antilles, BNP Paribas Personal Finance provides its clients with a complete range of consumer credit – from personal loans to revolving credit, with or without a credit card, to car loans or renovation work – as well as real estate credit. The offer is rounded out with a set of solutions including products for insurance, contingency and savings.

In parallel, BNP Paribas Personal Finance supports majors players in distribution, e-business, the automotive sector and banking-insurance in the development of financing solutions in the company name or as a white label, as well as in the design and implementation of customer relationship programs linked to credit.

Since 2014, BNP Paribas Personal Finance has created an entity dedicated to brokerage, organized in 4 business lines: intermediated loan consolidation under Sygma brand, real estate credit for private individuals in France under BNP Paribas Personal Finance brand but also for non-residents under the brand International Buyers, and recreational boats.

Websites and social media

Press and News

On July 25, 2014, BNP Paribas Personal Finance became the 100-percent shareholder of the Laser Group, a specialized player in consumer credit and customer knowledge through the Cofinoga, Creation and Express Bank brands, in France, the United Kingdom, Denmark, Norway and Poland.
In 2014, Cetelem launched « More responsible together », a new brand signature that conveys the enlargement of the company’s range of products and services beyond credit alone and describes the brand’s partnership relation with clients.

In 2013, Vigeo, an independent social rating firm, attested to the responsible character of Cetelem’s revolving credit and its marketing conditions.

In 2013, Cetelem celebrated its sixtieth anniversary by inviting visitors to discover sixty years of lifestyles with the « Cetelem House », a temporary exhibition at Espace Pierre Cardin in Paris.