Key facts and figures
The "Question of Responsibility" magazines
The 4th edition of « A Question of Responsibility » has a suited name. The long-term engagement of BNP Paribas Personal Finance is validated by the Vigeo seal of quality on the new revolving credit. A report at the Centre for customers in difficulty in Marseilles shows the ability of Cetelem to prevent at risk situations. Finally, an infography shows 10 years of responsible credit indicators.
This issue is also an occasion for Thierry Laborde to analyze the current market situation and to put BNP Personal Finance activity into a global economic and social context.
Issued once a year, this magazine summarises Cetelem’s initiatives and innovations for adapting to economic, social and legislative changes in order to continue being useful to its customers and their eco-system.
The year 2013 will be punctuated with celebrations honouring Cetelem’s 60th birthday… 60 years spent contributing to economic growth, 60 years of responsibility.
From the solution specially designed for youths on fixed-term contracts to the creation of a savings and insurance solution; from the « Clients in vulnerable situations » preventive mechanism to regular dialogue with associations and players from the non-profit world who are interested in consumer finance; from the Cetelem Foundation for personal finance education and prevention to the annual business performance indicators: « Question of Responsibility » n° 4 provides an exhaustive overview of the powerful initiatives Cetelem has launched to promote access to credit for the masses, tackle the problem of excessive debt and establish itself as the go-to partner for households who are trying to manage their budgets.